Forensic

Service Description

Forensic underwriting extends beyond traditional loan reviews. CAS’s goal is to determine if any potential fraud / misrepresentation activity was associated with the residential loan. This is accomplished by performing a thorough analysis of the origination and servicing files in combination with nationally recognized fraud monitoring programs. The results of the CAS forensic review provide our clients the ability to remediate potential losses. Components available: • Repurchase Claims • Originator / Servicer Reviews • Fraud / Misrepresentation Investigation • Rebuttal Support • EPD Audit Components reviewed: • TRID • HMDA • ATR / QM • Fair Lending • HPML / HOEPA Components of our Reviews: • Assess the potential reason for default • Evaluate whether the loan is compliant with investor guidelines • Identify any documentation deficiencies • Determine any signs of misrepresentation / fraud